The 4% Rule for Retirement Is Back

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For those wondering if now is a good time to retire, here’s some encouraging news: The 4% rule is back.

Thanks to higher interest rates and bond yields, it is likely safe for new retirees to spend 4% of their nest eggs in their first year of retirement and then to adjust that amount for inflation in subsequent years, according to a new analysis from Morningstar released Monday.

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