Brokerage Firms Are Pitching Separately Managed Accounts. Here’s What to Know.

These personalized portfolios are increasingly being marketed to investors for their tax flexibility and upside potential.…

Here’s What It’s Like to Retire on Almost Nothing but Social Security

Listen to article (2 minutes) Many Americans reach retirement with almost no savings. No 401(k). Few…

Here’s When You Can Tap Your IRA or 401(k) Early Without Penalty

The Secure 2.0 Act codified a number of exemptions for retirement-account distributions before age 59½, including…

How Much Is the Standard Deduction and Should I Take It on My Tax Return?

Listen to article (1 minute) When it comes to filing your taxes, one of the first…

Why the Strength of the Dollar Matters So Much for Stock Investors

As U.S. companies earn more from overseas, the greenback’s performance has an outsize impact on quarterly…

Americans’ Required Retirement Income Has Never Been Higher

A surging stock market pushed many retirement account balances to new highs in the waning days…

Hedge Funds for the Masses Deliver Ho-Hum Returns—and Have High Costs

Research shows most alternative strategies perform no better than short or midterm bond funds and have…

What the 2024 Tax Brackets Mean for Your Money

Listen to article (1 minute) Your tax bill is largely determined by tax brackets. These are…

Improve Your Fitness and Financial Life in 2024 With These WSJ Challenges

Updated Jan. 2, 2024 9:28 am ET In the past few years, The Wall Street Journal…

How Often Should You Mess With Your 401(k)? More Than Before

Compulsively checking your 401(k) is seen by behavioral economists as the source of bad investment decisions.…